We haven’t been able to leave Berkeley yet, solely because we don’t have our trailer insured yet. Since we’ve run into significantly more trouble than we imagined trying to get our trailer insured, I figured I’d write down what we’ve learned so other people might avoid the same pitfalls in the future. The details: We now have a converted cargo trailer. The trailer is a 2002 Pace American cargo trailer (14-feet total in length, including the nose, and 8-feet wide). Although it was already converted into a livable space before we bought it, we completely gutted it to fit our needs. What’s the problem, you ask? AAA: we went to AAA first because we’ve been with them for years. Since we had an itemized spreadsheet of everything we bought for the trailer – they said they could insure it, if it was stationary at our home address for over half the year. Well, that’s not going to happen. Next… Progressive: they are the #1 major RV insurance company, but a converted cargo trailer is a dealbreaker for them. At this point we asked — who should we call next?! Farmer’s Insurance: a quick no – because it’s a converted cargo trailer. The problem, it turns out, is these major companies will happily insure a travel trailer that you have customized – but it has to have started as a travel trailer. The fact that our trailer was a cargo/utility trailer in a previous life does not jive with their policies….